Become familiar with what you ought to be familiar with whenever determining to buy automobile, build a home, investing for the your your your retirement and lots of other pursuits


Become familiar with what you ought to be familiar with whenever determining to buy automobile, build a home, investing for the your your your retirement and lots of other pursuits



Non Resident

Mortgage Loans

For a home ofyour own

Relevant Products

Inform us

When you yourself have any queries or feedback, please deliver us a note

Call us

  • House
  • Private
  • Loans
  • Mortgages

Our mortgages supply the means in which you can build, buy or renovate the household or apartment you constantly hoped you’d own.

The Requirements

Loan approval within 3 times

Discounts on building materials

Loans to create, buy, renovate or settle a current house Loan

NRFC account holders can acquire forex Home Loans. View here for details »

Great things about a Commercial Bank Mortgage Loan

Unique discounts as much as 35per cent for building materials including Roofing sheets, Cement & allied items, Paints & allied items, Floor/ Wall tiles, allied electric accessories, Wood maintenance systems, Bathroom fittings & accessories and PVC pipes & fixtures, Hardware products for loans acquired for construction

Loan approval in 3 times without having any charges that are additional

Longer payment period

Versatile approach and approval that is fast

Appealing and competitive low interest

Capability of our area wide branch system

Mortgage loans are readily available for,

Investing in a homely home, apartment or land

Building a residence

Doing a partially built household

Renovate, expand or finish a home

Paying down a preexisting house associated loan


You ought to have a frequent income that is monthlyminimum Rs 25,000), independently or jointly along with your partner. This earnings must certanly be enough to generally meet the loan that is monthly also as living and other costs.

Loan quantity

Dependent on your need and earnings, you might borrow from Rs 500,000/- as much as Rs 50.0 million. Even though your requirement is in excess of Rs 50.0 million, you’ll nevertheless negotiate together with your branch supervisor for an increased quantity.


According to your actual age you can agree for a payment period as high as two decades. Also, it is possible to pick from 2 modes of payment:

Equated monthly payments – where your money plus interest is a fixed amount

Fixed monthly payments – where you pay off your money in equal installments plus interest on reducing stability

Mortgage loans for specialists

Medical Officers registered with Sri Lanka Health Council

Chartered Engineers, Chartered Architects

Chartered Accountants ( users of CA Sri Lanka/ ACCA / CIMA-UK)

Solicitors at Law, Software Designers

Pilots certified under Air Navigation Act

Navigation Officers (Aquatic Officer/ Deck Officer)

Researcher or Senior Academic (recognized being an accredited professional) meet the criteria for a reduced amount of 0.5per cent through the published Floating & Fixed rates of interest

Mortgages to buy condominium

We now have tangled up with a few of Sri Lanka’s Condominium that is leading Property to guide the aspirations of Sri Lankans trying to buy flats a few popular places in Colombo, suburbs plus in Kandy.

It is possible to obtain as much as 80per cent for the worth of a flat at competitive interest levels with versatile payment options, and that the loans may be disbursed within per week through the date of application where there is certainly tripartite agreements between the lender, the Borrower therefore the Developer.

You simply want to supply the product product Sales and get Agreement and your individual and earnings associated information to try to get the mortgage. Loans may be given in Sri Lankan Rupees or in Foreign Currency (available just for Sri Lankans who will be used Abroad) with respect to the your decision and foreign exchange Loans are paid back into the exact same money, through NRFC reports.

Terms & Conditions applyProduct information and terms & conditions are susceptible to vary from time for you to time. Consequently, you should contact the branch closest for your requirements when it comes to information that is latest and prevailing terms & conditions.

Make an application for a loan

Who are able to use

You can apply for this facility if you are a salaried employee or a freelance professionals over the age of 18 years with a regular monthly income (minimum Rs 25,000), individually or jointly with your spouse.


Please enter your comment!
Please enter your name here

Website này sử dụng Akismet để hạn chế spam. Tìm hiểu bình luận của bạn được duyệt như thế nào.